Details and Benefits
Take Advantage of Preferred Account Benefits
The AJ Madison Preferred Account is offered by Synchrony Financial for qualified U.S. residents with approved credit lines. Financing allows customers a revolving line of credit to borrow from and repay according to the terms of the agreement. Once approved, customers can easily purchase without reapplying for financing (subject to available credit).
- No annual fees
- Credit limits up to $10,000
- Available credit can be used for additional or repeat purchases
- Low minimum monthly payments
- No prepayment penalty
- 24-hour online account access
- You’ll be notified if you are approved within minutes
- Special Financing available for qualifying purchases
36 Months of Low Monthly Payments with 9.99% APR
Not all promotional periods are available at all Retailers/Merchants/Dealers. On promo purchase, fixed monthly payments equal to 3.2262% of initial purchase balance required, and Finance Charges will be applied to promo balance at a reduced 9.99% APR if (1) promo purchase paid in full in 36 months and (2) all minimum monthly payments on account paid when due. Otherwise promo may be terminated, and regular rates apply to non-promo purchase, and optional charges. Purchase APR or Penalty APR (if applicable) up to 29.99% apply to expired and termindated promotions and optional charges. Promo purchased on existing accounts may not receive full benefit of promo terms, including reduced APR if applicable, if account is subject to penatly pricing. Payments over the minimum will be applied as required by applicable law. If your purchase involves a future delivery/installation transaction, a new Purchase APR or Penatly APR (if applicable) up to 29.99% may apply if you receive a change in terms notice or penaly rate notice and such rate goes into effect on or before the delivery/installation date. Subject to approval by Synchrony Bank.